K-12 Educators and Administrators
Common Concerns
Many educators are concerned about when they can retire and how much money will be needed to sustain their desired lifestyle throughout retirement. Because of demands at work and home, they lack the time, the interest, and/or the expertise to address the problem. Often, their biggest obstacle is paralysis by analysis that can lead to inaction. Our firm equips them with the education and actionable items necessary to help them retire with confidence.
Pension
Employees of public schools in Tennessee are members of the Tennessee Consolidated Retirement System. Our team of advisors are experts in creating and implementing strategies to make the most of this benefit, whether it is the Legacy or Hybrid pension benefit. With the ever-changing landscape of retirement planning and retirement plans, it is vital to have a trained eye on how to navigate your defined benefit plan. This is a foundational component to any relationship we develop with TCRS members.
Retirement Savings
In addition to the pension, most educators are accustomed to saving into a 403(b), 457(b) , and, in recent years, a 401(k). These other retirement savings are available for these individuals and provide an additional opportunity when making retirement savings decisions. These workplace retirement vehicles are a great way to save for retirement in conjunction with Individual Retirement Accounts (IRAs) while you are working. We analyze these options with our clients to construct an asset allocation model best suited to them in the most appropriate vehicle.
Our firm is comprised of a CERTIFIED FINANCIAL PLANNER® professional, a Sports & Entertainment Accredited Wealth Management Advisor, and, specializing in these school retirement plans, Jeff Bronner, a former teacher with a Masters Degree in Education, who is a Chartered Retirement Planning Consultant.
Together, these professionals bring more than 40 years of industry experience and extensive knowledge of specific retirement systems to help maximize the benefits of these plans while minimizing potential limitations. Our clients appreciate working with someone who is available to meet with them to answer their questions in person or virtually as well as monitor their ongoing progress.
